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American Express and Delta Air Lines have been longtime partners in the card space, and today they announced that they’re giving consumers more flexibility to pay for flights over time. Starting Feb. 17, American Express cardholders will be able to use Plan It®, Amex’s branded buy now, pay later (BNPL) feature, to cover Delta flights of $100 or more.
Here’s what you need to know about the announcement, plus what to keep in mind when using BNPL.
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Amex and Delta introduce BNPL option
Eligible consumer American Express cardholders will be able to break up the cost of their Delta flight into smaller payments over time with the Plan It option.
If you select this option at checkout, the total price of the flight will be divided into equal monthly installments with a monthly fixed fee. An Amex spokesperson confirmed to Select that there are no additional interest charges on top of the fixed fee, which is calculated for consumers before checking out.
Delta flights of $100 or more qualify for Plan It, and you will earn the same rewards as you would paying for the flight in full. While you can start booking your Delta flight using the BNPL feature with Amex today at delta.com, it is not available as a checkout option on the Fly Delta app until spring 2022.
Other travel providers have started their own creative financing options, but this move makes Delta the first merchant partner to offer Amex’s BNPL as a payment method, and the first airline website in the U.S. to offer an on-card BNPL feature at checkout.
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