Nishan Konan (36) had no inkling of the emergency that awaited him in the US. Barely a week after he moved there in July 2022 to do a Master of Science (MS) course in business analytics from the University of Texas, he suffered a heart attack and collapsed. Konan was hospitalized and had to undergo an emergency open-heart surgery. The hospitalization costs were huge but Konan had a health insurance plan, albeit one that was provided by his university and covered all his bills. “The insurance premium was part of the course fee that I had paid. After my recovery, I decided to discontinue the course and move back to India. The university returned the tuition fee, excluding the insurance premium,” Konan says.
Nishan Konan (36) had no inkling of the emergency that awaited him in the US. Barely a week after he moved there in July 2022 to do a Master of Science (MS) course in business analytics from the University of Texas, he suffered a heart attack…

















